Did You Know That You Can Change Your Supplement At Any Time?

If you are unhappy with your coverage or costs, you may be thinking about switching to a another Medigap policy.

For example, you may want to switch because:

  • You are paying for benefits you don’t or may never need.
  • You are not satisfied with your insurance company.
  • You want to find a policy that is less expensive.

Under Federal law, a beneficiary has a Guarantee Issue Right to Buy a Medigap Plan of their choice during a 6 month Open Enrollment Period.

When to buy:

This 6-month period begins on the first day of the month in which you’re 65 or older and enrolled in Part B.  (Some states have additional Open Enrollment Periods.)   After this enrollment period, you may not be able to buy a Medigap policy. If you’re able to buy one, it may cost more.

It  is important to select your Medigap plan for the long haul, as passing medical under writing is required to change your Medigap plan.

DO NOT cancel your current Medigap plan until the new plan is issued.

Get Health Care Coverage with Confidence

The Croft Insurance professionals will help you design the right health insurance plan for you and your family.
 We are available Monday - Thursday 9:00 AM to 5:00 PM and Friday 9:00 AM to 1:00 PM for in-person and phone appointments.



Croft Insurance Services
706 Burks Hill Road
Bedford, VA  24523

Disclaimer:  We do not offer every plan available in your area. We represent seven organizations
which offer 64 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your
local State Health Insurance Program (SHIP) to get information on all of your options.